Register for AssuredPartners of Michigan Ask Me Anything: Employee Benefits Compliance and Laws Edition

Join a compliance and legal expert, Jennifer Young, Compliance Director for AssuredPartners of Michigan (formerly JS Clark Agency) and James M. Reid, IV, Employment Attorney, Dinsmore & Shohl LLP, for a live Q&A on employee benefits laws and regulations.

Everything is up for discussion including, but not limited to:

• Affordable Care Act (ACA)
• American Rescue Plan Act of 2021 (ARPA)
• Cafeteria Plans – Section 125
• Consolidated Appropriations Act (CAA)
• Consolidated Omnibus Budget Reconciliation Act (COBRA)
• COVID-19 and ADA – GINA
• COVID-19 and Employee Benefits
• COVID-19 Vaccine Incentives
• COVID-19 Vaccine Mandates
• COVID-19 Vaccine Mandates under OSHA
• Employee Benefits – Medical, Dental, Vision, Life, Disability and more
• Employee Retirement Income Security Act (ERISA)
• Flexible Spending Accounts (FSA)
• Family Medical Leave Act (FMLA)
• Health Insurance Portability and Accountability Act (HIPAA)
• Health Savings Accounts (HSA)
• High Deductible Health Plan (HDHP)
• Any other Employee Benefit related question you may have!

Submit your questions in advance or ask them live during the virtual event! Register at

Registration Now Open for JS Clark Agency, An AssuredPartners Company’s Virtual Fall Seminar: What’s Next? The Path Forward After COVID-19

Join the JS Clark team on Monday, September 13, 2021, for JS Clark Agency, An AssuredPartners Company’s Virtual Fall Seminar: What’s Next? The Path Forward After COVID-19.

This seminar will provide employers with professional guidance and insights for managing challenges and changes during and after the pandemic. The seminar will take a deep dive into rapidly changing regulations due to COVID-19; highlight diversity, equity and inclusion as it relates to human resource professionals and much more! The seminar qualifies for HRCI and SHRM credit!

Don’t miss it!

Registration Now Open for JS Clark Agency, An AssuredPartners Company’s Virtual Fall Seminar: What’s Next? The Path Forward After COVID-19

Join the JS Clark team on Monday, September 13, 2021, for JS Clark Agency, An AssuredPartners Company’s Virtual Fall Seminar: What’s Next? The Path Forward After COVID-19.

This seminar will provide employers with professional guidance and insights for managing challenges and changes during and after the pandemic. The seminar will take a deep dive into rapidly changing regulations due to COVID-19; highlight diversity, equity and inclusion as it relates to human resource professionals and much more! The seminar qualifies for HRCI and SHRM credit!

Don’t miss it!

Home values up in metro Detroit, well-being not so much

December 4, 2018

Detroit Free Press

By: John Gallagher

The Detroit Regional Chamber on Tuesday releases its annual State of the Region report, a compendium of facts and figures on the economy of southeast Michigan.

The full report can be found at the Chamber’s website: Here are some of the main takeaways:

1. Home values are up
The median home value in metro Detroit rose again last year and stood at $171,600. That marks a 42.4-percent rise in home values over the past five years.

2. Immigrants like Detroit
The southeast Michigan region is home to nearly 443,000 people born outside the United States. That’s up 10.7 percent over the past five years, outpacing the national growth of 7.7 percent.

3. Home building is big again in metro Detroit
The region saw a 31.7-percent rise in residential construction permits, ranking first among peer metro regions and far outpacing the national rise of 6 percent.

4. Millennials like cities
Metro Detroit’s millennial population, generally considered people in their mid-20s to mid-30s, rose 2.1 percent over the past year. That was faster than the national rate of increase of 1.3 percent.

5. Health care employs more
The largest occupation category in metro Detroit is not manufacturing nor government. Health care occupations now total about 350,000 jobs, with government coming in second and manufacturing third.

6. These jobs are in demand
Computer occupations, hearing aid specialists, geological and petroleum technicians, mechanical engineers, software developers, applications and
industrial engineers, and occupational therapists and assistants.

7. Well-being could use improvement
Metro Detroit continues to rank low on the Gallup-Healthways Well-Being Index, which measures perceptions of Americans’ sense of purpose, social relationships, financial security, relationship to community and physical health. Metro Detroit’s most recent score was 145 out of 189 communities.

That’s up from 158th place last year but it’s still pretty low. And it’s the poorest showing among several peer metro regions like Cleveland, Chicago and Pittsburgh.

On a brighter note, Ann Arbor ranked 12th overall, very near the top. But Flint ranked 177th, near the bottom.

View the original article here

Detroit’s Next Opportunity: A Premier Destination for Health Care Innovation, Investment

With high-quality hospitals, world-renowned programs and nationally recognized research universities and medical schools, the Detroit region is a premier location for innovators, investors and entrepreneurs who want to lead the health care industry. But unfortunately, it remains a hidden jewel.

Promoting that message to industry leaders across the state and country has been a key focus of the Detroit Regional Chamber’s HealthForward initiative this year.

“Despite Southeast Michigan’s robust health care ecosystem, it has not achieved recognition as a national destination for health or a hub of health care innovation and jobs,” said Roy Lamphier, the Chamber’s vice president of health care and business solutions.

Changing that narrative, Lamphier said, builds on the Chamber’s Forward Detroit economic development strategy to sustain Southeast Michigan as one of the fastest growing regions in the country.

“It’s about getting the message out there among professional health care players — hospitals, suppliers, insurers and providers — as well as entrepreneurs — about why Detroit can be a player in the new health economy,” Lamphier said. “Subsequently, that will help attract more talent, investment and jobs for the region.”

To do that, Lamphier said the Chamber has already begun meeting with health care stakeholders to craft the region’s story. He said plans are also underway to convene regional CEOs and C-suite leaders to define the health care story.

“The Chamber is in a position where we touch a large cross-section of the health care industry. Bringing these key players together to think about the future and craft the message we want to tell the rest of the world is in our collective interest,” Lamphier said.

But it is only one piece of the puzzle.

Detroit also ranks at the bottom 20th percentile nationwide in the overall health and wellbeing of its workforce, impacting the competitiveness of the region.

Building on its longtime effort to educate employers on ways to lower costs on care, the Chamber is going a step further by working with business and health leaders to craft a placemaking strategy focused on projects, programs and policies to support healthy communities.

“We’re not focused on creating capacity and adding cost to the system,” Lamphier said. “We want to determine the business agenda on health and tie that agenda to leadership action,” Lamphier said.

Recently, the Chamber partnered with Crain’s Detroit Business for a Health Care Leaders Dinner (pictured) featuring 40 academic, government, health and civic leaders to identify areas where the business community can make an impact on a recurring basis.

“Our end goal is to help businesses make investments that raise the health and well-being of the region’s workforce,” Lamphier said. “The more money we pour into treating sickness is money that could have gone into wages and investment. We need to start investing upstream to get ahead of the curve.”

By both marketing the region’s health care assets and taking steps toward creating a healthy workforce, Lamphier said  Southeast Michigan can craft a vibrant health ecosystem attractive to investment and talent in the 21st century.

For more information on how to get involved with HealthForward, contact Roy Lamphier at, or 313.596.0381. For more information on Forward Detroit, contact Marnita Hamilton at, or 313.596.0310. To view a full list of investors and past Investor Exclusive content, visit our Investor Resources page.

Brogan & Partners Named Agency of Record for Henry Ford Health System

Henry Ford Health System Hires Brogan & Partners as Agency of Record

Woman-owned and managed Brogan & Partners is the new agency of record for Henry Ford Health System. Ellyn Davidson, managing partner for the agency, made the announcement.

Henry Ford was Brogan & Partners’ first client more than 30 years ago when Marcie Brogan launched her business in Detroit.

“We are truly thrilled to be working for the iconic Henry Ford Health System brand and its award-winning marketing team,” Davidson said. “We’ve amassed a significant amount of healthcare experience since we last partnered. We look forward to applying it generously to the Henry Ford brand to further consumer awareness and preference.”

Brogan will extend and strengthen Henry Ford’s recently launched “All for You” campaign, emphasizing the System’s commitment to individualized healthcare. The agency has already begun work on planning and initial projects.

Brogan was selected after a national search. Henry Ford is particularly pleased to be working with a local agency with meaningful healthcare experience and a proven track record, said Liz Schnell, Henry Ford vice president of brand strategy.

“We have invested months of research and strategic work defining our brand for today’s healthcare consumer,” Schnell said. “We needed an agency to elevate and execute our brand strategy with the same level of rigor and excellence. We’re confident we’ve found that partner in Brogan.”

About Brogan & Partners
Brogan & Partners helps clients more effectively connect with target audiences, amplify their brand and grow business. Since 1984, our work has attracted brands large, medium and small in healthcare, governmental, financial services, utility, nonprofit and retail industries. We consistently deliver results—increasing consumer awareness, engagement and revenue. The agency is headquartered in Birmingham, Mich. and has an office in Morrisville, NC. For more information, visit

About Henry Ford Health System

Henry Ford Health System is a six-hospital system headquartered in Detroit, Mich. It is one of the nation’s leading comprehensive, integrated health systems, recognized for clinical excellence and innovation. Henry Ford Health System provides both health insurance and health care delivery, including acute, specialty, primary and preventive care services backed by excellence in research and education. The system is a 2011 Malcolm Baldrige National Quality Award recipient. Visit to learn more.

MedNetOne Health Solutions announces clinical director and project manager for new High Intensity Care Management model

Rochester, Mich. – Nov. 12, 2014 – MedNetOne Health Solutions (MNOHS), a Michigan-based healthcare management organization serving the infrastructure and clinical support needs of private practice physicians and behavioral health specialists, announces Maureen Murphy, FNP – BC, has joined the organization as Director of Field Care Management Clinicians for the High Intensity Care Management (HICM) model and Lauren Yaroch, RN, has joined the organization as the HICM Project Manager.

MedNetOne Health Solutions is the leading participant in HICM, which was launched Oct. 1 by Blue Cross Blue Shield of Michigan (BCBSM). Started by the Centers for Medicare & Medicaid Services (CMS) at the national level, the HICM model is designed to offer team based health care, with a primary care physician in the lead, to select Medicare Advantage patients in the region who have at least six of 14 chronic condition diagnoses (co-morbidities).

In her new role as Director of Field Care Management Clinicians, Murphy oversees the implementation and ongoing activities of the HICM model in more than 80 MNOHS member physician practices.

Prior to joining MNOHS, Murphy worked for Henry Ford Health System as a clinical supervisor for the Children’s Health Project of Detroit Mobile Medical Unit. Before Henry Ford, she was employed with St. Johns Hospital as a floor nurse and specialized in the area of adult/elderly chronic health conditions. Other clinical experience includes serving as district school nurse/health care coordinator for Detroit Edison Public School Academy and as a labor and delivery nurse at Hutzel Hospital.

Murphy holds a Master of Science degree in nursing (Family Nurse Practitioner) and Bachelor of Science degree in nursing, both from the University of Detroit Mercy. In 2013, she received the Loretta Ford Nurse Practitioner Award from the University of Detroit Mercy for exemplifying the mission of the McAuley School of Nursing through excellence in academics, leadership in clinical practice and community service. Murphy has written and received numerous grants from the Michigan Department of Community Health (MDCH). She is a member of the Sigma Theta Tau International Honor Society of Nursing and the Michigan Council of Nurse Practitioners and is a frequent public speaker.

“Oversight of the High Intensity Care Management model requires high level clinical, communication and coordination skills. Maureen Murphy possesses not only these skills but the experience needed to ensure HICM goes smoothly as it is integrated as a sustainable model into multiple primary care practices,” Ewa Matuszewski, CEO of MedNetOne Health Solutions said.

In her role as HICM Project Manager, Lauren Yaroch coordinates clinical activities for HICM and participating MNOHS member physician practices. Prior to joining MNOHS, Yaroch worked for Botsford Hospital Center as a Registered Nurse in the Trauma Center/Emergency Department and as a nurse technician in the medical-surgical unit. She received her nursing degree in Applied Science from Henry Ford College and also completed the nursing assistant program at the Cadillac Technical Center in Cadillac, Mich. She holds certifications in basic life support and advanced cardiac life support.

About MedNetOne Health Solutions:
MedNetOne Health Solutions (MNOHS), a leader in advancing the development and implementation of the Patient-Centered Medial Home (PCMH), is a health care management organization for primary and specialty care physicians and behavioral health specialists that provides administrative infrastructure and clinical support and programming to develop and sustain high performing, patient-centric practices while meeting government healthcare reform mandates. Learn more at



August 12, 2014 — Plante Moran, one of the nation’s largest accounting, tax and consulting firms, and Rolf Consulting, affiliated with Lansing, Mich. and Cleveland, Ohio based healthcare law firm Rolf Goffman Martin Lang LLP, have formed a collaborative relationship to serve their long-term care and senior living clients in Michigan and Ohio.
Effective immediately, the two firms’ healthcare industry experts will work together to provide a full range of clinical consulting services based on each firm’s unique core competencies:

Rolf Consulting will provide regulatory enforcement and corporate compliance services, including:
• Compliance programs
• Assistance with certification for Medicare and Medicaid
• Mock surveys
• Plans of correction and informal dispute resolution (IDR)
• Minimum Data Set (MDS) training and accuracy reviews
• Onsite and webinar trainings related to survey and reimbursement compliance
• Medicare and other billing/compliance reviews
• Assistance with appeals of governmental audit findings

Plante Moran will assist providers with strategies to improve operational efficiency and financial performance, including:
• Medicaid and Medicare case mix and RUG optimization
• DON mentoring, staffing analysis and operational reviews
• Assistance with quality and outcome tools and measures, including CMS Five-Star quality ratings and INTERACT
• Clinical redesign to support managed care models

Clients will experience a seamless service model and will continue to access services through their existing Plante Moran or Rolf relationship contacts.
The clinical consulting teams are comprised of:
Jane Belt, MS, RN, RAC-MT, Principal, Plante Moran
Jane has been involved with the long-term care industry for more than 38 years serving as a director of nursing, a clinical specialist and a nurse consultant. She has a master’s degree in nursing and is a Resident Assessment Coordinator Certified and a Master Teacher through the American Association of Nurse Assessment Coordination.

Mary Poplstein, RN, Healthcare Consultant, Rolf Consulting
Mary started her career as an acute care nurse, and has worked in long-term care for over 15 years. She has served varied roles, including a Director of Nursing for a not-for profit facility, a Regional Director of Clinical Services for a large national organization and as a consultant. Her experience equips her to provide regulatory and compliance insight to a wide variety of senior living and post-acute providers.

Brenda Sowash, MDS RAC-CT, BSN, RN, Healthcare Consultant, Rolf Consulting
Brenda has worked in the long-term care profession for over 28 years serving as Director of Nursing, administrator and consultant. Brenda’s experiences as a facility leader and multi-state consultant give her a unique perspective about the ever changing healthcare environment.

Judy Vogel, RN, Associate, Plante Moran
Judy has more than 36 years of nursing experience in long-term care. Prior to becoming a consultant, she was the director of nursing for 18 years in a large highly skilled facility in the Cincinnati area. Judy has developed and presented educational programs regarding certification compliance and clinical issues to long-term care providers, including all members of the interdisciplinary team.

About Plante Moran
Plante Moran is among the nation’s largest accounting, tax and consulting firms and provides a full line of services to organizations in many industries, with health care being among its largest client base. Plante Moran has a staff of more than 2,000 professionals in 21 offices throughout Michigan, Ohio, and Illinois with international offices in Shanghai, China; Monterrey, Mexico; and Mumbai, India. Plante Moran has been recognized by a number of organizations, including FORTUNE magazine, as one of the country’s best places to work. For more information, visit

About Rolf Consulting
Rolf Consulting is a specialized consulting entity that offers clinical and compliance services to long-term care, post-acute and senior living providers. From its offices in Ohio and Michigan, it serves clients across those two states and throughout the Midwest. Rolf Consulting is affiliated with Rolf Goffman Martin Lang LLP, which has dedicated its legal practice to the representation of healthcare providers since the mid-1980s. For more information, visit


Plante Moran 2014-15 New Ideas for Health Care Offers Perspectives on the Changing State of Health Care

Southfield, Mich., June 16, 2014 – The Affordable Care Act turned the health care industry on its head, and four years later, the landmark legislation continues to impact the choices made by organizations, their leaders and consumers.

Plante Moran, one of the nation’s largest certified public accounting and business advisory firms, today announced the release of its 2014-15 New Ideas perspective for the health care sector. The publication explores a number of ideas and perspectives from health care experts that organizations can leverage to drive change within the industry.

According to Matt Weekley, national health care practice leader at Plante Moran, the health care industry is navigating a crucial area of transition.

“The ‘triple aim’ of wellness, patient experience and cost efficiency has changed the way health care organizations are measured, how they compete and ultimately how they deliver care,” said Weekley. “Health care organizations must keep their focus resolutely on the value-based horizon while continuing to operate in the fee-for-service environment.”

The 2014-15 New Ideas for Health Care includes insight from providers including Tim Colburn, president and CEO, Berger Health System; Nathan VanLaningham, senior vice president and CFO, St. Elizabeth Healthcare; Rev. Ken Daniel, president and CEO, United Church Homes; and Randy Bufford, president and CEO, Trilogy Health Services.

Plante Moran spoke with this cross-section of health care providers to understand what impact the Affordable Care Act continues to have on the way health care organizations do business and how it impacts their patients. In addition to this insight, the 2014-2015 New Ideas report delves into three major areas that will be crucial in 2014, 2015 and beyond:

Demonstrating Value – In today’s shifting reimbursement landscape, every health care provider is looking for sustainable solutions to remain competitive by living up to the mantra of higher quality care at lower costs. Value-based purchasing provides opportunities for hospitals and other providers to be rewarded for those efforts – or penalized for failing to live up to standards.

Point of Care – From large health systems and academic medical centers to small hospitals and
health care startups, providers are considering how data analytics can help them survive and thrive in the value-based reimbursement world.

Good Help – The health systems and providers that will succeed in tomorrow’s value-based
health care environment will be those that invest the time and resources to understand how their strategies need to change to maintain healthy populations. The report spotlights how
Bon Secours Health System, Inc., based in Marriottsville, Md., is putting in place the care programs required to keep the population healthier longer while also making programs work financially.

“Success will require continued attention to the time tested tenets of running a health care organization – streamlining operations and expenses while maximizing reimbursement and simultaneously investing in the innovations that will carry organizations into the new era of health care,” Weekley said.

Leaders of Plante Moran’s health care service lines, in addition to strategy and operations consulting, reimbursement advisory services, audit and tax, capital projects consulting and transaction advisory services, contribute their perspectives on how shifting payment models are redefining the way providers must operate today as well as in the future.

The full report can be downloaded here.

Free Archived Webinar
As a supplement to the 2014-15 health care report, Plante Moran recently hosted a webinar that examined America’s senior population and its unique care needs. Karen Reich, CEO of Bon Secours St. Petersburg Health System, joined Betsy Rusty, Plante Moran strategy and operations consulting co-leader, for a one-hour discussion on how Bon Secours is putting in place cost-efficient care programs needed to keep older Americans healthier longer. Download the recorded webinar here.

About Plante Moran
Plante Moran is among the nation’s largest certified public accounting and business advisory firms, providing clients with tax, audit, risk management, financial, technology, business consulting, and wealth management services. Plante Moran has a staff of more than 2,000 professionals in 21 offices throughout Michigan, Ohio and Illinois, with international offices in Shanghai, China; Monterrey, Mexico; and Mumbai, India. Plante Moran has been recognized by a number of organizations, including FORTUNE magazine, as one of the country’s best places to work. For more information, visit

McGraw Wentworth Survey Shows Health Benefit Costs Growing at 7%.

Employers, despite ACA, Making Modest plan changes.

Troy, Michigan – June 9, 2014 … Michigan employer health care costs are rising at an average of 7% after plan changes, up from 4% in 2013 and above national projections of 5.2%, according to a survey released today by McGraw Wentworth, a Marsh & McLennan Agency LLC company. The 2014 Southeast Michigan Mid-Market Group Benefits Survey, now in its 11th year, benchmarks health benefits and cost trends for the current year – including key decisions pertaining to health reform – among 454 Southeast Michigan-based organizations with 100-10,000 employees.

“With a focus on talent retention, 89% of survey participants indicate they plan to continue offering health benefits to full-time employees despite the changes resulting from health care reform,” says Rebecca McLaughlan, managing director, McGraw Wentworth. “To manage the rising cost trend, organizations are increasingly using strategies such as consumer driven health plans, spousal surcharges, wellness, and newer avenues like telemedicine and health advocacy.”

Additional survey analysis highlights:
• Employers are deploying consumer driven health plans (CDHP) more frequently, with 38% offering CDHP as an option or the only plan choice. This is an increase of 9% over 2013 and 65% since 2010.
• Thirty-eight percent of local employers, more than double the national trend of 16%, are using spousal surcharges or excluding spouses who are eligible for coverage from other sources. Fifty-nine percent of employees elect dependent coverage for spouse and/or children.
• Seventy-nine percent of employers offer wellness plans, 46% of which offer the plan to both employees and spouses.
• Four percent of Southeast Michigan employers now include telemedicine as a care provider option, with 19% considering offering it in 2015.
• Health advocacy programs — assisting employees with claims questions, coordination of care, and navigating the health care system — are offered by 14% of participants with an additional 18% considering this tactic in 2015.

The survey cites 103 top-performing organizations, both union and non-union, as TrendBenders™ that successfully kept their two-year average benefit cost increases at or below 2.5%. TrendBender™ organizations keep costs down with strategies like offering a CDHP plan and contributing to Health Savings Accounts (HSAs) at a higher rate, incorporating health advocacy, telemedicine and outcomes-based wellness programs with greater prevalence.

The survey tracks health care reform-related trends including:
• Similar to 2013, 89% of Michigan employers plan to offer health care coverage to full-time employees in 2015 and 2016, rather than pay the penalties for discontinuing coverage.
• More organizations are offering coverage to employees currently working 30 hours or more per week, increasing from 59% in 2013 to 74% in 2014.
• Private exchanges are not gaining traction with participating employers; none offer plans via a private exchange. Fifteen percent are considering the option for 2015.
• With the introduction of the public exchanges, 46% of employers are considering moving their plan design closer to the plans offered on the exchanges.

“Employers made their best effort to adapt to and comply with the shifting regulatory environment while developing their health plan strategy for 2014. With more changes anticipated in the future, executive leadership will need to closely examine the compensation, cost and culture impact of their decisions,” says Katy O’Brien, account director with McGraw Wentworth and survey leader. “There is no one simple answer.”

The McGraw Wentworth Mid-Market Group Benefits Survey is the largest of its kind with 545 midsize organizations participating, including 454 southeast Michigan employers. Data for municipalities and school districts is analyzed separately. The survey has a 3.9% margin of error.

Sponsored by McGraw Wentworth, survey results are shared with participants in June. For information, contact Ryan Bowers at (248) 822-6231 or visit

McGraw Wentworth, a Marsh & McLennan Agency LLC company, is an award-winning group benefits consulting and brokerage firm based in Troy, Michigan. The company counsels clients on how to structure their group benefit programs and provides strategic planning, utilization review, benefit design, employee communications, compliance assistance and related services. The firm is supported by Marsh & McLennan, the premier global provider of advice and solutions in risk, strategy and human capital. Follow McGraw Wentworth on twitter, LinkedIn and Facebook.